We all love taking pictures, whether it’s posting our latest exploits in a Snapchat story or taking one of those totally awkward family pictures for Facebook in which your gran always seems to have her eyes closed. However, one thing none of us like is blowing hundreds of pounds on a smartphone which can’t quite meet our hefty photography needs.

So, how can you grab a good smartphone camera without taking out a payday loan that will inevitably end up costing you more than you expected? Simple! By buying one of these great affordable camera phones.

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The all-round snapper – Acer Liquid E3

Liquid E3

Sometimes we don’t want a smartphone with fancy features crammed into every crevasse, sometimes we just want a good camera with usable specs – and that’s what you get with the Acer Liquid E3.

You get a decent sized screen (4.7-inches, which is the same size as the iPhone 6) and also a good set of internal titbits which keep the handset running at a friendly level. But what really makes it stand out is its camera, which on the back side measures up at 13 megapixels.

The front side does take a bit of a hit at just 2 megapixels, but what makes both of them so good is that each of them has an individual flash. This means that your selfies aren’t restricted to scorching summer days, as it will be able to manage even the darkest of the British winter evenings. This way you can kiss goodbye to all those grainy night time pictures that inevitably make their way onto our Facebook feeds.

The super selfie smartphone – Lumia 735

Lumia 735

Selfies have become a worldwide phenomenon, and we’ve all taken our fair share – there’s even selfie sticks designed to help offer even more room in your viewfinder for all of your entourage. So, why should everyone who checks out your Instagram feed suffer with selfies which look like they’ve been taken by drunk toddler?

Luckily, you can invest markedly less than £200 on a smartphone which will give you the selfie skills of a stone cold sober Annie Leibovitz (or close to it at least).

Boasting an extremely useful 5 megapixel front facing snapper, you’ll never have to send out an SOS (Save our Selfie) call ever again. Also, with another useful 6.7 megapixel lens on the other side, you can even make sure that your regular photos look the part as well.

For underwater smartphone shots – Sony Xperia M2 Aqua

M2 Aqua

**Still not sure which camera phone to get? **Check out the best smartphone cameras from MWC.

The clue’s in the name, this smartphone won’t start kicking and screaming when you decide that it’s time for a bath. Unlike other smartphones which have a nasty habit of turning into glorified paperweights if they go for a splash, the M2 Aqua can survive a lengthy dip.

Plus, it packs the enviable feature of being able to take pictures whilst under water – giving us all a great opportunity of taking some superb pictures of erm… seaweed?

Unfortunately, the UK might not be the best place for a feature like this, but it’s nice to know you’ve got it tucked away for when you hit the sun, sand and surf during your summer holidays. Also, the waterproof feature will inevitably come in handy when your phone accidentally drops into your toilet bowl, just make sure to wash it afterward…

For social media lovers – Huawei Ascend G6

Huawei Ascend G6

Social media is an awesome tool, so it’s a bit annoying if our camera phones can’t use it with that tortoise-style 3G internet connection. Thankfully, there’s a 4G phone that comes in at a surprisingly low price and still sports a decent camera, and it’s called the Huawei Ascend G6.

It offers up a decent duo of 8 and 5 megapixel lenses on the back and front respectively, both of which boast more than enough quality to get you a new Facebook profile picture. Add this to the breakneck 4G speeds you’ll be getting, and that picture will be up, online and drawing in those likes in no time.

On top of this, you also get a healthy 4.5” display to peer through as well, making it quite the all-round investment for much less than those abhorrently priced flagship handsets of late.

For those with a few quid spare – OnePlus One

OnePlus One

We’ve reached the very top of the mid-range category here, but it’s still cheap as chips considering the specs you’ll be getting with this Android smartphone. The OnePlus One is now available for open purchases, and was truly one of the surprise handsets of 2014.

It somehow crams flagship specs into a handset which costs a shade over £200 without a contract, and its camera is no slouch either. Packing a 13 megapixel and 5 megapixel effort on either side, you might be wondering what makes it stand out so much, but it’s the video we’re interested in with this budget flagship.

Featuring 4K video (which basically means really, really, really sharp recording) you can let the Steven Spielberg inside you come to life. Of course, you’ll almost certainly end up making videos of your dog chasing its tail – but it will be in gloriously sharp 4K quality, so you’ll be able to see every morsel of slobber flick across the room. Now that’s what smartphones were made for, right…?