I want the latest and greatest smartphone!
Looking good matters and we realise your heart strings may be pulling towards the latest iPhone or Samsung Galaxy device; ours do too!
With top end smartphones valued between £400-600 it’s important to work out what you can afford within your budget.
Knowing this isn't fun, but it'll help your application...
When you apply for a phone contract with anyone, applications are credit checked by an agency. More expensive handsets will tend to require a higher credit rating as you are being given a product before paying a penny.
Though no student is guaranteed to pass or fail the credit check with the below, we’ve put together 3 questions you should ask yourself to increase your chances.
Save more with a mid-tier smartphone
OK, how about a handset with less credit risk, lower monthly payments and more tariff for your moolah? Though they don’t sound as hip, many of these releases give you the key features you’ll use for a cheaper price. Film a housemate’s chunder in high definition, download Tinder from an app store; mid-tier releases won’t stop you and your antics.
With many mid-tiers, you’ll even be able to access faster 4G internet speeds for less. That means less time waiting for your night out photos to upload or instant streaming of your favourite Spotify hits. We all know uni years are short, so why waste them waiting?
Save more with Sim only
Sim onlys have about the same commitment as a romance in fresher’s week. Why shackle yourself down to a 24 month contract, when the love of your life is just around the corner? Go for a one month rolling SIM card and you’ll feel more freedom than a post-exam par-tay.
Mobile networks will sweat over your lack of commitment. We say let them. Whether you’re waiting for the next iPhone announcement or a high spec Android release, when your dream phone is unveiled, you’ll have the flexibility to go for it. Breaking up has never been so easy!
Know your allowances and stick to them.
Sounds simple right? You’d think that keeping track of your monthly minutes, data and texts should be easy yet so many students often go over their limits. Exceeding your allowance means the network can charge you a premium fee for any extra minutes, data or texts you use.
We recommend downloading your network’s mobile app onto your smartphone. This will let you monitor exactly how much allowance you have left for the month.
But data is soooo confusing!
Let’s face it, most of the fun stuff on a mobile phone uses up data. Instead of text messages, many of us use the likes of WhatsApp and Facebook Messenger to talk to our mates.
These will eat into your data allowance but not nearly as fast as buffering cat videos on YouTube.
To make things worse, push notifications are like silent ninjas and will stealthily take away your megabytes, often without you knowing.
Stretch your data further with these tips…
Protect yourself from theft
Students will always be a target for opportunist thieves. Unlock your smartphone and scribble down your IMEI number (type *#06# into your phone book to see yours).
Should you become a victim of theft, alerting your network with this code will make the phone unusable and lockdown your allowances so they can’t be overused.
So that’s our guide to saving money on contract phones as a student. By thinking beyond cheap deals on new smartphones, you really can save money long-term across your contract.
Got a mobile money saving tip for other students?
Tweet us @e2save and we’ll spread the word.